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Thread: Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
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Old Jan 27, 2020 | 2:23 pm
  #711  
tstauck
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Originally Posted by Paul5795
My wife just got a targeted offer of the Cap One Venture card with a 60k signup bonus. I am leary of Cap One, having personally been denied recently and the Cap One three bureau credit pull. Also, my wife's credit score dropped from 810 to 720 five months ago, and she has five other CCs open. Normally, I wouldn't even consider having her apply for this card, but are her chances approved with the targeted offer?? Clearly, the offer was generated well after the credit score drop, so presumably Cap One is not unhappy about the 720 score.

Any experiences with targeted offers would be appreciated.
I applied for the Cap One Venture card, not as a targeted offer, with about a 720 score and got an instant $10k+ credit line approval. That was my 4th card for 2019 and no issues (Discover, Marriott AMEX, Barclays about every 3 months before that).

Hope that helps.
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