Originally Posted by
Often1
Call the property directly during its regular business hours and ask. Nothing better than a first-hand source.
If you chosen not to insure, that may be a good decision because it's not worth it overall. But, you may want to look at an annual policy if you travel enough. A lot cheaper than per ticket / hotel and gets you coverage when the unforseen comes to pass.
Thanks. The property actually is in Taiwan which is not subject to travel restrictions (yet). It's only one night at a discount rate.
As for insurance covering hotel cancellations, I have done the metrics. In 40 plus years of travel I have been out one prepaid hotel room for 3 nights, and even at that it would have been for a non-insurable reason. (ie I just did not want to visit the city any more). I have other types of insurance from other sources at no cost to me (medical coverage etc).