Thanks for the data point. Ignore the people asking for "evidence" like this is CSI. I went ahead and downgraded to the no annual fee Visa Signature version. If you could trust CNB to value the points consistently, this card actually has better bonus categories. Had to contact my banker and he sent me a form to sign via email for the downgrade. Interestingly, my AF hit last year on 1/18 but has yet to hit this year.
it’s not asking too much to ask for the body of an email. I, too, can and do read the benefits guide and everything they emailed about is specifically listed as not eligible. Not sure what they were expecting.