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Old Jan 23, 20, 3:12 am
Join Date: Jul 2003
Location: SJC
Programs: AAdvantage 2MM+ Lifetime PLT; BA, CO, UA, US; SPG; HHonors Gold
Posts: 739
15K MR points with 2K spend - Amex Gold

Amex Gold
Have had the card for two years. Moderate spend $500-$1000/per month, mostly groceries and dining.
Not thrilled with the $250 fee, even with the $100 credit and the $10/month dining credit (too annoying to remember when to use it and Amex's posting/crediting at the very end of the month is too finicky too bother).

Was transferred to retention specialist and given a sales spiel. Told them that $250 was too high and wanted to close it.
No retention offers or reduction in AF. Was offer 15K Membership Rewards points with $2,000 in spend in 3 months - not a bad offer, would reduce the effective fee to $25 if you value an MR point at $0.015.

But sick and tired of fees (CSR, Ritz, Various Bonvoy and IHG Cards) so decided to cut Amex loose.
rj123456 is offline