Just applied and Barclays is requesting documents – License, SSN card, bill with current address, etc. for ID verification. Business and personal info submitted in application was all legit.

(1) Is it worth submitting ID documents or is the approval rate for those not auto-approved so low that submitting them is not worthwhile?

(2) What are the chances Barclays does a second hard inquiry either after ID document submission or during the (probably necessary) phone call follow-up?