Originally Posted by cheaptom

My wife has had a CSR for a few years and I've been an authorized user. So far, no problems. I've been over 5/24 for some time, but it's getting close to where I'll be 0/24, and I'm thinking of applying for my own CSR. But as I get closer, I'm wondering if it's even worth it. The initial points bonus will be nice (I've never had a CSR before), but I don't know if I'll get the value of the AF. For both of us, the AF costs will be $1,100 (-$600 travel credit) = $550.

I'm also interested in the United Club Card, since Club membership is a good value to me and is not included on the CSR. But about 5 years ago, I had the United Explorer Card and received the bonus miles.

If I do get the CSR or the UCC, will that raise red flags about Chase closing our accounts? Thanks.