Originally Posted by sdsearch

Either you or the agent got the Blue Business Plus confused with Blue for Business. Which one of you was it?

Does you card earn 2x on everything (until you reach the $$$$$ annual cap)? If so, it's really the Blue Business Plus, and has normal Membership Rewards. And so that means the agent got confused.

But if your card earns 1x on everything, you've got the Blue for Business, not the Blue Business Plus, and it has Membership Rewards Express (if you don't have another card that has normal Membership Rewards). That would mean the agent was correct.

But in any case, even if you have Blue for Business, you could open a no-AF Amex Everyday card today, which has normal Membership Rewards, and that would solve the problem. (You can't, however, product convert the Platinum charge card to any no-AF card, because only product convert a charge card to another charge card, and Amex has no charge cards without an AF.)