Originally Posted by
panerd
Not sure what you want us to say. I mean you say you don't see anything in the T&C that would be an issue for using this credit and it specifically says you can't use this credit for airline tickets in the T&C. Doesn't mean we don't use it but use it at your own risk.
Sorry if I wasn't clear. I wasn't asking about the propriety of using the credit for < $100 flights that their system automatically reimburses. I was asking about using the credit for 2020 after the AF posted at the end of December and then cancelling the card 2 weeks after the credit posts. I know that AMEX has been cracking down on people gaming the system, and clawing back sign-up bonuses if you cancel the card to avoid paying the 1st year AF, and also clawed back from people who stacked the Biz Plat Dell with a 10% offer to actually make money on Dell purchases (I bought something in May for -$9, only to have it clawed back in November).
Hence, my question is whether their RAT aggression would make it risky to take advantage of the 2020 flight credit and then cancel to avoid the AF. On the other hand, I read plenty about people double/triple-dipping and doing exactly this, so perhaps it's established and safe and I should stop being so nervous?