FlyerTalk Forums - View Single Post - Sapphire Reserve 60k, $4,000 spend in 3 months, $550 fee.
Old Jan 8, 2020 | 11:48 am
  #211  
jags86
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Originally Posted by Adelphos
The issue with the Amex Gold is that you have to hold two other fee cards (Amex Platinum and Amex Green) to get key benefits (lounge access, 3x travel category, etc). A $550 CSR could still be better for many due to the very broad bonus categories (flights, transit, dining, hotels all included) and decent benefits (priority pass, insurance, etc)
Depending on your spending habits AMEX Gold and Blue Business Plus is a great combo. If points earning is your primary concern having the Platinum or Green card is not worth it unless you have such spend in airline or other travel categories that it makes sense to hold given the annual fee.

Of course everyone's spending patterns are different, but I've found the $120 dining credit as good as cash to me and, at least as of today, I'm still able to maximize my $100 airline benefit with the Gold card. $30 net annual fee for 4x dining, groceries, and 2x everywhere else is tough to beat.

If I were all in with Chase I would have dumped the CSR long ago for Ink Preferred. I personally have never gotten much if any value out of Priority Pass so I have valued that perk at $0. I understand others are killing it so, as with most of this stuff, YMMV.
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