My annual fee will hit in late January/early Feb, so will have 1 more year at $450, but that will be it for me. I've absolutely had it with chasing/tracking ridiculous credits. As others have mentioned, I actually welcomed the simplicity of the CSR, but looks like Chase has been gazing lovingly at Amex and decided to go down that path.

In some ways it's kind of a relief; I'm growing weary of all the upkeep in these high annual fee cards with breakage credits and I'm tired of my behavior being shaped by trying to "extract value" from these credits. At least for me, I think I'm going to start moving back to a more simplified CC portfolio.

Regards