Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 5,116
2020 will likely be the year of downgrades for me. Every $450-$600 card has the same exact features (bonus on spend, priority pass, Pre Check, travel insurance, etc). With higher fees you only need premium cards from one or two banks. For me the CSR and probably the Delta Reserve are on the chopping block. I may even drop the Amex Gold for the Amex Green.