Originally Posted by
VegasGambler
I have had two Amex card in my life. I opened a Gold card for the SUB several (5?) years ago. I had no real use for the card so I closed after a year. I also opened an Everyday at that time. I never use it; I just keep it open so my points don't go anywhere.
I just realized that I spend significant money on premium cabin international travel, so I wanted to get the Platinum for the IAP fares. It seems like it could save me a thousand or two per year (last year I bought a BA F fare for $4500 and a JL J fare for $3k. Had I had the card I would probably have saved much more than the AF in just those 2 trips)
Anyway so I went to the web page, and saw a 70k pt offer. Not spectacular but whatever. Unfortunately I got the popup.
Now, if I just can't get the bonus no matter what I'll get the card anyway. Like I said, I think it pays for itself and then some with IAP. Right now most of my spend goes on my CSR and my Hyatt card (also Chase). I'll probably move my travel spend to the Platinum for the 5x MR pts.
But, if I can get the bonus, of course I want to. There are 2 things I could see blocking it.
First is the fact that I put no spend on my Everyday, as mentioned in this thread. Right now I have an offer for $150 statement credit on $750 spend at salvatore ferragamo. I had already added the offer to my card and planned to use it, do I'll definitely do that, which will give me some spend.
The other thing is, I was churning Citi AA cards last year. I opened 6 from about Dec 2018 to Aug 2019. When my first AF was about to be due, I closed all 6 on the same day. This was about 2 weeks ago. There is nothing I can do about that -- it's done.
My question is... have people gotten the pop-up based on churning other (not Amex) cards? In retrospect 6 closures in 1 day probably looks bad.
I don't mind putting another thousand or so in spend on the Everyday (in addition to the Ferragamo offer) to see if that works, but I don't want to chase it if my Citi record is going to stop me from ever getting the bonus -- I'll just take the card without the bonus in that case.
Might be a long shot, but if the Schwab Amex Plat has the IAP program as well, maybe try to apply for that one. You can become a Schwab customer for free, and even get their valuable, free checking account with international ATM fee reimbursement. I realize this Plat probably has the same pop-up criteria as the regular Plat, but worth a try.