FlyerTalk Forums - View Single Post - Sapphire Reserve 60k, $4,000 spend in 3 months, $550 fee.
Old Dec 27, 2019, 6:51 am
  #123  
Xephyr
 
Join Date: Feb 2019
Posts: 27
Originally Posted by jags86
Where MR is superior to UR for economy is having many more transfer partners allowing you to work around specific devaluations. That said $0.015/pt is generally a pretty good economy redemption rate and when you go through the Chase portal you also earn airline points and segments/spend.

I debate going to a three card cashback system often. US Bank Travel Rewards with Platinum Honors for 2.62% back on unbonused spend, Costco Visa for 3% dining and 4% gas (and 2 year extended warranty), and US Bank AR for 4.5% back on travel and mobile wallet (which for me covers groceries).
Do you mean BoA for the 2.62% back? If so, you need to have at least $100k in BoA (ML also works). Also, USB AR isn't a cash back card, you earn points and can redeem for travel at 1.5 cpp which is a 4.5%. I am not aware of away you can convert the points directly to cash.
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