FlyerTalk Forums - View Single Post - Amex USA 4 or 5 "Credit" Card Limit.
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Old Dec 21, 2019 | 4:12 pm
  #498  
lsquare
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Originally Posted by sdsearch
You're getting two things confused. Amex hates even more when you cancel in less than year, and can do worse things to you than just deny bonuses in that case.

Meanwhile, they have denied bonuses to people who opened too many Amex cards too quickly.

Yes, certainly doing spend on all of them helps, but we don't know if it's a guarantee.

So while I wish you luck, I've never heard of anyone getting 6 Amex credit cards in one year (not counting transfers of HH cards from Citi to Amex a couple years ago) before, so I think this may be uncharted territory.

The official limit is 5 last we heard, so I don't even know how you were able to get to 6, and if you cancel just one, you get to 5, so I don't know if cancelling just one would make it possible to apply for another credit card, it's conceivable that you may have to cancel 2 credit cards to be able to apply for 1, if they're now going hold you to the limit of 5.
I'm terribly sorry, but I have to correct myself here. I just looked over at my spreadsheet and my AMEX BBP is actually almost 2 years old. Everything else is under a year old. As for how I managed to keep going? I just applied. I've always paid my bill in full and on time. I pretty much treat my credit cards as charge cards. I don't know what else to tell you.
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