Originally Posted by
kyamnitz
Well all of those cards were with Chase though. And I think Chase's own biz cards count towards 5/24 limit...
Wrong. Chase Biz cards do not add to 5/24.
At any rate, the main thing I'm trying to do here is get another card without another credit inquiry AND to get another Chase card while (if) I can. I have a lot of big expenses coming up, so now's a good time to get it and meet my minimum spend requirements. Thanks,
--Kyle
Why are you worried about an inquiry (aka hard pull)? They only drop your score a bit and it'll bounce back up in a couple months. Applying for two cards in one day will not combine the inquiries.
Chase can deny you a new card even if you are under 5/24. One reason I've seen used is "too many recent cards". So feel free to apply but don't be surprised if you are turned down.
You really need to spend some time reading the wikipost in the "Applying for Chase credit cards..." before you attempt applying for another card.