Originally Posted by
radonc1
Such an expansive question, so little information......
If you are a "standard customer" with a credit line of say $5000 and average credit history and you are not doing anything that would interest a rodent, such as cycling your credit line, or bill paying your credit card with WMBP, then it is unlikely that such small potatoes will cause any issues.
OTOH, having a newly opened CC with a low credit line being subsequently abused by a variety of MS antics (well documented in numerous threads) will probably cause a rat bite.
Just saying be smart and educated.
Fair enough. The card is about 2 months old, but has a credit limit of ~$15k. Credit history is long w/ score over 800. My other accounts with Chase are about 10 yrs old, and other chase cards are 5+ yrs old. I use the card for everything and don't cycle. Typically spend about ~5K/month on it. I don't use bill pay, just typically pay balance from a different savings account directly.
Thanks for the advice though