Originally Posted by
tuphat
No, it's not. Each and every GC is issued by a Bank -- take a look at the back of your card. The csrs and store mgmt are too stupid to understand this.
Wrong a Bank DC has a chip to it these cards dont. Just cause they're issued by a Bank doesnt make them a Bank DC. A Bank DC is attached to an acct you have with that bank and really is a preloaded card, I doubt if you have $120 in your checking and no override on the acct that you will beable to walk into a store and make a purchase for $231 or even $121. As youre limilted by the bal in the acct its attached to.
Now there are some Preloaded cards eg Blue Bird that are attached to an acct, but the common GCs are attached to nothing and cant be reloaded, you can stand on your head and spit out wooden nickels all day long it wont change that GCs arent suppose to be used as we are using them.
I know someone who was arrested Overseas and he kept yelling they cant hold him since hes an American and hes Innocent until proven Guilty, problem is, that isnt the way it is where he was and your Guilty till you prove yourself innocent there. So you can say and think all you want , if a card doesnt have a chip and isnt attached to a bank acct its not a Bank Card, but 100% its a card issued by a Bank. 2 different things and 1 is OK for MOs and the other isnt