Originally Posted by
Yanwang
I closed my Amex account recently since the annual fee is very high and there is no retention offer. The annual fee was paid about 5 days ago and it shows as a negative value on the closed account. Does it a mount of money that I can still use this card until the balance is zero?
You can either chat / call to get a check issued to you.
Or a check would AUTOMATICALLY be issued 2 billing cycles later.
Regulations require banks to refund a credit balance that has not touched in 2 billing cycles, even on Active cards.