FlyerTalk Forums - View Single Post - Chase UR vs Citi TY
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Old Dec 2, 2019 | 1:18 am
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Originally Posted by baroqen
I think the most important factor to note in the "travel sites" (aka credit card sales sites) valuations is that Chase appears to pay very well for advertising. This is conjecture, but if you look around you will see that every credit card sales/travel site always has Chase as the most prominent advertiser by far.

Seriously. Don't think for a second that this does NOT factor into their calculations.

That said... in all fairness, I believe a few of these additional items factor into the valuation:

You have a guaranteed minimum value of 1.5 cpp for UR and only 1 cpp for TYP.
UR has a major US carrier (United) as well as Southwest while Citi does not. Bear in mind that most of these sites are US based for US customers so this is actually pretty important. I don't include JetBlue because they share that as a carrier, and the miles value sucks anyway.

At the end of the day, their valuations are going to be more generic value as opposed to individually tailored. Only you can decide what works best for you. I'm leaning towards the Citi Prestige/DC pair myself for pure earning potential although the loss of travel insurance is certainly painful. However, anyone who is based in or travels to Asia a lot would probably benefit more from the TYP partners (Cathay, Malaysia, Qatar, Garuda, Eva, Singapore, Thai, Eithad) as opposed to the UR partners (Singapore, United).
I'm under no illusion that these travel sites are paid by Chase or have some sort of affiliation with Chase.

It's disappointing that TY doesn't transfer to AA and I'm not sure why considering Citi have have a co-branded MC with AA. TY can be redeemed at 1.25 cpp with the Premier. It's a bit strange that it's only 1 cpp with the Prestige.
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