Originally Posted by United935
i also have several cards but am unaware of my credit score potentially being affected...how do I find out if there's been a negative impact ?
Go to MyFICO.com and pay the money and find out.
What can potentially affect the FICO score is the the length of time you have had credit w/ a company. In other words, you change credit cards every year. It's why I have a Visa I have had forever... just for that purpose.
If you are 750 or above, it won't hurt you much because that's the top tier of creditworthiness. Below that, it becomes harder to judge... because they don't release how they actually figure out your FICO score to begin with!