Originally Posted by
808traveler
She was auto-denied at the last step. Also, when she tried to apply for a checking account, after inputting her zip code, USB popped up a message that said both savings and checking accounts were not available for our zip code.
A possible work-around is for your wife to first apply for a US Bank credit card that does not require a pre-existing banking relationship (such as the Radisson Rewards Visa). If she is approved for such a card, she could then wait a few months and apply for the AR card.
Edited to add: Other available US Bank credit cards can be found here:
https://www.usbank.com/credit-cards.html