I think for the right user who doesn’t want to deal with point transfers this card is near unbeatable. The 3 pts per $1 spent on travel and mobile wallet, the ease of redemption of points at full value, an easy to use $325 travel credit, 12 GoGo WiFi passes, and 4 Priority Pass visits makes this IMO the best single card out there for a person with medium level spend (say $30k/yr) and who does any sort of occasional travel.

You may want to consider pairing this card with another cashback card for use at restaurants. I think the SavorOne is a pretty good deal at 3%, no FTF, and no annual fees.