I received the bonus on the statement that followed meeting the MSR. In terms of tracking transactions I generally just keep it simple by only using the card for transactions that give me the 3X bonus (travel or mobile payments) so that the math is simple as the statement does not give you a breakdown per transaction and only the bonus received for each category. In terms of tracking individual transactions, even though it does not show the bonus like Amex, when you look at your transactions online (computer) there's a "More details" link underneath each transaction and when you click on it gives you more information. Within that window that pops up when you hit the "More details" link transactions made using a mobile wallet show "Digital Payment" and "Google Pay" underneath. For other mobile wallets I assume it would show "Samsung Pay" or "Apple Pay" depending on what you use. While this is not the same as showing the bonus, it at least shows you tracking as a mobile wallet payment and that you can expect the bonus to be reflected in your statement. In the end, if you do use your card for transactions that do not get the bonus then you are left with doing some extra math every month to make sure that everything is tracking properly.