Originally Posted by
rch4u
Not everyone has thousands of dollars to spend upfront but could swing an expensive ticket if spread over a reasonable amount of time. That is the whole point of credit. Options are good thing, The interest rate being charged is intended to cover the credit risk being assumed.
Or doing it the "old fashion" / Dave Ramsey way: gradually save away funds, until cash payment is possible ..... and saving a whole bunch of interest along the way.
To each his/her choice.