Thanks for all the data points, everyone. Ofcourse now I feel like a complete fool since WN just raised the limits for the CP from 110K to 125K. Had I known I would have gone for the Ink Preferred with a $99 annual fee and not bothered with the CP. As another poster pointed out earlier, fares out of MSP on WN are downright ridiculous and I can almost always find Non Stop flights on DL for cheaper.