I have the long discontinued Select VISA. It lets you earn up to 5k EQM for $5000 in UA spend, and years ago when I was a struggling 1K this was very valuable to me to top off my balance. I originally intended to cancel it after the award pricing change earlier this year, since I really just kept it in the unlikely event that I would ever aim for UA status due to a change in travel patterns. I would have cancelled it years ago if not for the annual 5k RDM in exchange for the $95 AF. But... I forgot to call in time, and so it still is in my sock drawer.

This change now makes me evaluate once again. For a “mere” $72k in annual spend I could earn 3000 PQP. That would reduce my 1K requirements from 18k to “just” 15k PQP. The $72k might be achievable if I shifted all my credit card spend to the Select card, but it would be costly since there are other cards that have better earnings. So it doesn’t strike me as worthwhile keeping this card “just in case”. I’ll keep an eye on the RDM valuation for international awards, but I have a to-do item scheduled for next May to call Chase and downgrade to the NAF UA card.