Originally Posted by
notquiteaff
I suspect you can find that info on the “back” of your monthly statement. In my experience with other cards/banks you have 30 days after the fee posts or the statement with the fee closes to call and cancel.
Thank you! Yep, I just checked, here is what I found:
Annual Renewal Notice
If your Account Agreement has an annual membership fee, you are responsible for it every year your Account is open. We will add your annual membership fee to your monthly billing statement once a year, whether or not you use your account. Your annual membership fee will be added to your purchase balance and may incur interest. The annual membership fee is non-refundable unless you notify us that you wish to close your account within 30 days or one billing cycle (whichever is less) after we provide the statement on which the annual membership fee is billed. Your payment of the annual membership fee does not affect our rights to close your Account and to limit your right to make transactions on your Account. If your Account is closed by you or us, the annual membership fee will no longer be billed to your Account.
Okay, so that answers (1) and (2). What about (3)?