Originally Posted by
iflyalexair
Don't downgrade if you have never held the platinum. You will waive the ability to forever get a sign up bonus. If you've had platinum before, disregard.
Yes, your spend will carry over beyond the earned threshold (1st 30k reserve) and will count towards MQM boost #1 of the platinum. I have never done it in the reserve to platinum order personally, but others have reported back successfully and it follows the logic of how Amex treats the account post transition in product.
You'll receive 1/12th of the reserve annual fee per month refunded and the opposite will be charged for the platinum for the remaining months at 1/12 of its annual fee.
You will get the certificate in your delta wallet about 24-48 hours before the cycle closes. It will be reflective of the card type you hold at that moment.
IMHO, I would make a push for the second reserve boost (prepay taxes? Overpay bills?) Hold the card until the reserve BOGO cert posts in your account and then downgrade/cancel. You might as well enjoy club access and that F/J BOGO.
Wish I took your advice when I upgraded to the reserve a few years back.. Started with the platinum card, and then upgraded. Agent promised me I'd get the same sign up bonus for upgrading (and I never did :/). Anyways, downgrading now shouldn't make a difference there.
Another $15k will be hard in the next 2 months I think; prepaying taxes would end up with around a $300 fee I'd guess. If I downgrade to platinum, I still need another ~10k right? (45k-30k=15k towards bonus?)
We have some travel and holidays coming up, so maybe... Either way, I'll at least give it another month and see how I do. if I cross the plat threshold while I still have the reserve and then downgrade before Dec 31st would I immediately get the plat bonus?