Originally Posted by
redtop43
It doesn't work that way. You can't get MR points in place of the 3%. In fact, you can't get MR points WITH the 3%. If you use the Rakuten card, you can get the 3% cash on the card and 1% cash as normal. If you want MR points, you have to use a different credit card. So your choice is 4% CB, or your card's usual rewards plus 1% cash.
That's not true in my experience. I've been earning 1x MR and 3x MR on the eb@te$ card for months.
Last edited by ChrisFlyer66; Oct 8, 2019 at 7:28 am
Reason: fix quote