Originally Posted by
guv1976
Yes, I also believe that that is correct. However, even a non-owner auto liability policy (with adequate coverage limits) can qualify one for umbrella-policy coverage. I was able to secure a $1,000,000 umbrella policy from Travelers by virtue of having non-owner auto and apartment-renter's policies with them.
Absolutely. I'm in almost exactly the same position (umbrella issued because I have non-owners' liability).