FlyerTalk Forums - View Single Post - Amex (USA) adding trip delay and cancellation coverage to select cards

Sep 24, 2019, 1:37 pm

#12

MSPeconomist

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Quote:

Originally Posted by Gig103

This is a huge win IMO, on the heels of Citi dropping their protection, since I was using my Costco card except when booking IAP fares for the protection, and I almost had to buckle and get a CSR (I don't like Chase).

That is a loss, but it's far easier and less costly to replace than trip insurance. My auto insurer offers comparable roadside assistance for $1.50/mo, and AAA with a longer towing range is $150/year. On the flip side, trip insurance quotes I've received end up in the "5% of trip cost" value, and I buy business class tickets, so a single $3000 ticket is break-even versus an AAA policy. Heck, Delta wants $17 to protect a ~$300 domestic itinerary.

I have the fanciest version (of three, IIRC) of AAA coverage and pay less than $150 per year, but I suspect that the annual fee depends on your local club.

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