Originally Posted by
EAJuggalo
What many people have gotten to work is applying as a sole proprietership, using their own SSN, first name and last name for business name, and buying selling things on ebay as what their business is. Chase is pretty lenient as to what constitutes eligibility for a business card.
To expand on that:
Your name as business name (it ends up showing twice identically on the card because of this)
Your address as the business address
Your phone as the business phone
Your SSN as the EIN
Sole proprietor
0 years in business
0 employees
$0 business income
The beauty of this is that it leaves no questions to be asked. If they don't mind these "boring" figures and want to approve you, you are likely to get approved with no questions.
But answer those questions very differently, and you may be asked for documentation, which even some people with actual businesses sometimes don't have. So far that reason, sometimes people with actual businesses still apply with the above "no real business" answers just to "simplify" the application process.
