Hi folks,

Done a bit of looking in the Wiki and the most recent posts, but it seems that much of the newer stuff is more about nuances, and I have ridiculously fundamental questions about contactless. We've not been into London with this as yet, and just moved from the physical Oyster cards that we had for years. So, some really noob questions (and thanks for your patience):

1. We "refunded" what was left on the Oyster plus the GBP 3 deposit, but we don't seem to see this anywhere on our accounts (never mind that I have to play VPN games in order for TfL to even allow me to login past their hack block since my regular IP is in the US). Basically, where does the money show uo?

2. To actually use the contactless, do we just open the Apple Wallet to the registered card as we would do with any standard Apple Pay merchant and go? Or do we still need to use a physical card or Apple Cash? Just want to know what we actually do as we walk up to the turnstile.

Very much appreciate the help and patience.

Cheers.