Originally Posted by
mlin32
Stumbled across this thread. As an expat in neighbouring Germany with a similar system (maestro/girocard), did a search and found perhaps an answer.
https://dutchreview.com/expat/financ...herlands-visa/
I've used (and still sometimes use) US debit cards in Europe, but they are processed as "credit" transactions in reality : "authorised" then deduced a few days later. Whereas with a Maestro in NL/DE/BE/AT, the money is deducted immediately from the bank.
Thank you for the reply. I had seen that article, but wasn't sure that she had used a maestro foreign debit card? I understand that in most places that actually take Mastercard an American debit card would run as credit, but these terminals don't seem to support that at all. So, although I doubt it, I was wondering whether anyone knew if an American debit card with a maestro symbol would deduct the money and give the merchants immediate credit the same as making a withdrawal from a maestro ATM? My verdict if I had to make a guess would be that it would fail because European terminals wouldn't talk to non-European banks.