Originally Posted by
evergrn
At the same time, I'm wondering if it's worth any risk to cancel the card even if being told by the rep that I can do it. I'm in good standing with another AMEx card (Hilton Aspire) and don't want to jeopardize ability to get approvals and bonuses in the future. Anyone have any advice on this?
Even if you only spend to meet the MSR and get the SUB, you've covered the first year's annual fee. If you can use the other credits - airline incidental fees, Uber, Saks, etc. - you add to the net gain. Whatever lounge access you can manage is just gravy. (Lounges everywhere are crowded....just the way it is.)
No reason to cancel prior to your first year anniversary, especially if you want to apply for AMEX cards in the future.