Originally Posted by
RedElmo
Tell them “it means even if I don’t pay. It won’t go on my credit score and the collection agency won’t come after me. They will go after the Primary card holder. Hence. I am not financially responsible!”
Yeah both rep was pretty hostile.
I told them basically they are my parent's card and they have paying for it.
Then they were like, OK so you only have 1 primary card, you will now get denied for not enough credit history. (1 card of 6 months)