Originally Posted by
heynow999
I believe I can get the points by December as I already have 100k+, Im signing my wife up for some cards, and I have a small business I can funnel cash through Amex>Paytm, sadly mostly taxes.
This is where I stopped reading further.
With AP, the magic number is 240K. Taking as face value, as 100K+ really means 100K, I seriously doubt that OP can "produce" 140K to make up the trip.
I believe OP should come back to the reality and think about the possibility of using points/miles exclusively on the trip first. Then plan further.