Updated list August 7, 2024 - added Trip.com, Etsy.com, new Kung Fu Tea app
If anyone would like to private message me additions, go ahead (completely private). To check your rewards, on the BOA website when viewing your credit card, click on the "Rewards" tab and view the rewards given on each purchase. If a bonus was given you will see "BONUS" on the right side of the transaction, and you can calculate the percent to be sure by simple division calculation. You can go back and view previous statements.
Yes - 3% online shopping categories.
- (App) Apple iCloud service - iCloud monthly service payment
- (App) DoorDash - food delivery
- (App) Google Play - in-game purchase (various games with different names, they all show as "Google *xxxxx"
- (App) Groupon - deal purchase through app (vs website)
(App) Kung Fu Tea (via LevelUp) - drink purchase (old app retired August 15, 2022)
- (App) Kung Fu Tea - drink purchase (new app with proprietary payment processor)
- (App) Lucra - deposit
- (App) Lyft - completed ride
- (App) Mercari - item purchase to be shipped
- (App) OfferUp - item purchase to be shipped
- (App) ParkMobile - parking purchase
- (App) Peloton - membership purchase (confirmed again Jan 11, 2022)
- (App) Popeyes - food purchase
- (App) Raise - gift card purchase
- (App) SolitaireCash - deposit
- (App) SpotHero - parking spot reservation
- (App) Uber - completed ride (confirmed again Feb 2023)
- (App) Wawa - gas purchase
- (App MobilePay) Walmart - Walmart Pay in store (still 3% as of purchase on Sep 20, 2021)
- (App MobilePay) Plastiq - paid mortgage
- (Website) AA.com - American Airlines - bag purchase
- (Website) AA.com - American Airlines ticket purchase
- (Website) AA.com - American Airlines taxes on miles redemption
- (Website) AARP.com - membership purchase
- (Website) AceHardware.com - item purchase
- (Website) Adidas.com - item purchase
- (Website) Agoda.com - hotel purchase
- (Website) AirBnB.com - accommodation purchase
- (Website) AliExpress.com (no international transaction fee)
- (Website) AllSaints.com - item purchase
- (Website) ANA.co.jp - ANA Air ticket purchase
- (Website) Amazon.com - item purchase
- (Website) Amazon.com - Amazon Music subscription
- (Website) Amtrak.com - train ticket purchase
- (Website) AncientNutrition - item purchase
- (Website) Apple.com - item purchase
- (Website) Audible.com - membership purchase
- (Website) B&H Photo - item purchase
- (Website) BedBathAndBeyond.com - item purchase
- (Website) BathAndBodyWorks.com - fragrance purchase
- (Website) Cancer.org - donation
- (Website) Care.org - donation
- (Website) Carters.com - clothing purchase
- (Website) ContainerStore.com - item purchase
- (Website) CopaAir.com - ticket upgrade
- (Website) Delta.com - bag purchase
- (Website) Delta.com - ticket purchase
- (Website) DSW.com - shoe purchase
- (Website) DulceSuenos.com - subscription purchase
- (Website) EatCandyCan.com - candy purchase
- (Website) Etsy.com - item purchase
- (Website) FlyFrontier.com - Frontier airlines ticket purchase
- (Website) Francescas.com - clothing purchase
- (Website) Frederick's Of Hollywood - item purchase
- (Website) Google Express Shopping - device purchase
- (Website) Google Fi - phone purchase (https://fi.google.com)
- (Website) Groupon.com - deal purchase
- (Website) Groupon.com - Groupon Select membership fee ($4.99/mo)
- (Website) Hm.com - item purchase
- (Website) HolidayCars.com - car rental
- (Website) HomeDepot.com - item purchase
- (Website) Hotmart.com - unfortunately seen as an international purchase with a international transaction fee
- (Website) IdentityGuard.com - membership purchase
- (Website) iHerb.com - item purchase
- (Website) Jetblue.com - bag purchase
- (Website) JTBUSA.com - Japan Tourism Bureau JR Rail pass purchase
- (Website) JustNutritive.com - hair care products
- (Website) Keds.com - item purchase
- (Website) Loft.com - item purchase
- (Website) LordandTaylor.com - item purchase
- (Website) Lulus.com - item purchase
- (Website) Macys.com - item purchase
- (Website) Mamaknowsnutrition.com - item purchase
- (Website) MarketClub.com - MarketClub subscription purchase, shows as INO.com
- (Website) Mavis.com - item purchase
- (Website) Megabus.com - ticket purchase
- (Website) MichaelKors.com - item purchase
- (Website) MountVernon.org - ticket purchase
- (Website) NewEgg.com
- (Website) Offerup.com - item purchase for shipping
- (Website) ParagonSports.com - item purchase
- (Website) PatPat.com - item purchase
- (Website) PayPal.com - B&H Photo purchase
- (Website) PayPal.com - BJ's gift card purchase
- (Website) PayPal.com - BuyBuyBaby purchase
- (Website) PayPal.com - eBay purchase
- (Website) PayPal.com - eBay shipping fee
- (Website) PayPal.com - RaisedGood purchase
- (Website) PayPal.com - YouTube Premium purchase
- (Website) RapidPassVirginia.com - emissions test payment
- (Website) Reolink.com - item purchase (although BOA sees a foreign transaction, so the 3% fee kills it)
- (Website) Shein.com - item purchase
- (Website) Sketchers.com - item purchase
- (Website) Sodastream.com - item purchase
- (Website) Southwest.com - ticket purchase. Previously identified as a failure, but it coded as a bonus in April 2022.
- (Website) Stash.com - service plan ($1/mo) for investment app. Coded as shopping, strangely.
- (Website) Staples.com - item purchase
- (Website) StoryBookLand.com - ticket purchase
- (Website) Swarovski.com - item purchase
- (Website) Thrivemarket.com - item purchase
- (Website) Trip.com - experience purchase (tickets to an amusement park)
- (Website) TrulyFreeHome.com - item purchase
- (Website) TunnelBear.com - 2 year service purchase
- (Website) Uniqlo.com - item purchase
- (Website) United.com - taxes on a reward miles ticket redemption
- (Website) UnrealMobile.com - SIM card plan purchase
- (Website) USAToday.com - subscription purchase
- (Website) UShmm.org - US Holocaust Museum ticket purchase (done on mobile site)
- (Website) VanityGrace.com - item purchase, except payment processor is Shopify which is seen as being in Canada, so 3% foreign transaction fee kills it.
- (Website) VictoriasSecret.com - item purchase
- (Website) Walgreens.com - item purchase
- (Website) Walmart.com - Walmart+ subscription purchase
- (Website) Way.com - parking purchase
- (Website) WilsonsLeather.com - clothing purchase
- (Website-Payment-Processor) MutualPaySM Property Pay (for paying HoA dues)
- (Website-Payment-Processor) CIT Property Pay (for paying HoA dues)
- (Website-Payment-Processor) Selz.com - baby item purchased through some website that uses Selz
- (Website-Payment-Processor) Shopify.com - this will always code as online purchase, but unfortunately it many times triggers a 3% foreign transaction fee since the location is seen as Canada.
- (Website-Payment-Processor) ViewInvoice.com - digital payment processor for services
- Online payment for my exterminator (confirmed again, June 16, 2020)
- College board online payment
No (1% only)
- (App MobilePay) GooglePay @ RiteAid - failed. Shows as mobile pay.
- (App MobilePay) GooglePay @ Wawa - failed. Shows as mobile pay.
- (In-Store) BJs - just another data point (recognized as 2% warehouse bonus, which goes against your 3% quarterly limit)
- (In-Store) CostCo - just another data point (recognized as 2% warehouse bonus, which goes against your 3% quarterly limit)
- (In-Store) CVS - just another data point
- (In-Store) Michael's - just another data point
- (In-Store) Microcenter - just another data point
- (In-Store) Panera - just another data point
- (In-Store) Sally Beauty - just another data point
- (In-Store) Staples - just another data point
- (In-Store) Target - just another data point
- (In-Store) Walgreens - just another data point
- (Phone) Amtrak - just another data point
- (Phone) SiriusXM - bill/renewal. They authorized the payment through the phone.
- (Website) AcadiaPower.com - electric bill payment
- (Website) Allianz - American Airlines travel insurance during miles redemption
- (Website) Att.com - coded as telecommunications, even though the purchase was not for a bill, instead for actual shopping of accessories.
- (Website) Babylist.com - this is incorrect, going to dispute. Coded as medical, but this is an online store.
- (Website) BellaBallerina.com - membership payment
- (Website) Bldgactive.com - item purchase
- (Website) BristolBayFitness - membership payment
(Website) Copaair.com - ticket purchase (Side note, this was made through Vayama.com. Vayama charges disappear and then the airline charges 2 weeks later it)
- (Website) DiscoveryPlus.com - trial membership
- (Website) ESPN+ - annual membership purchase
- (Website) ErieInsurance.com - insurance payment
- (Website) EverSource.com - electric bill pay
- (Website) FairfaxCounty.gov - tried to buy a park service.
- (Website) FairfaxCounty.gov - tried to pay my car taxes. Coded as "Finance: Taxes". Merchant name: "FC PERSONAL PROPERTY TA". Processor was Govolution (added below)
- (Website) FairfaxWater.org - tried paying my water bill. Coded as "Home & Utilities: Utilities"
- (Website) GEICO.com - tried paying insurance bill. Coded as online, "Insurance-Sales & Underwriting"
- (Website) Giftcards.com - billed as a cash reload
- (Website) IKEA Gift Card processor - gift card purchase
- (Website) InvestorsAlley.com - Investor's Alley subscription purchase
- (Website) Ivacy.com - VPN purchase (BoA will assess a foreign transaction fee, charged from Singapore)
- (Website) Kaiser Permanente - insurance premium payment
- (Website) Lincoln Financial Group - insurance payment (coded as online, "Insurance-Sales & Underwriting")
- (Website) MyGiftCardsPlus.com - gift card purchase for Swagbucks. Coded as "Cash, Checks & Misc"
- (Website) NationalChildrensMuseum.org - ticket purchase
- (Website) Netflix.com - coded as "Home & Utilities: Cable/Satellite Services"
- (Website) ParkWayParking.com - parking reservation. Coded as public transportation.
- (Website) PayPal.com - USPS shipping purchase (coded as government services)
- (Website) Progressive.com - car insurance purchase
- (Website) RedBox.com - BluRay rental
- (Website) Roku.com - channel purchase
- (Website) Schwans.com - online grocery (counted as 2%)
- (Website) SiriusXM.com - trial purchase
(Website) Southwest.com - airline ticket purchase. Failed. It wasn't even coded as an online purchase. What a joke.
- (Website) Swagbucks - swagbucks purchase
- (Website) TireAmerica.com - tire purchase. Coded as "Transportation: Automotive Expenses"
- (Website) Total Wireless - nope.
- (Website) TSDistributors.com - online home improvement store. Should be 3%, but it is not identified properly by BoA. Not identified as an online purchase.
- (Website) Verizon.com - FiOS bill
- (Website) Vudu.com - movie purchase
- (Website) XFinity Wireless - nope.
- (Website) Walmart.com - eGift Card Purchase
- (Website-Payment-Processor) 2ENROLL (for XFinity Wireless & Total Wireless)
- (Website-Payment-Processor) BluePay via Tree Removal Service website (coded as home improvement).
- (Website-Payment-Processor) Govolution via FairfaxCounty.gov - fee on my tax payment; coded as "Cash, Checks & Misc: Other Expenses".
- soccer team membership (1%)
- Toll account online refill (1%)