Originally Posted by
LASNRT
I signed up for the card and got mine the other day.
Funds are loaded by bank transfer - linked via the Ecard website. I haven't loaded any money yet so can't confirm the transfer time.
In the packet of disclosures that came with the card, there's a $4.95 monthly fee mentioned. There's ZERO mention of this on the website, so I've emailed them about it and am waiting for a reply. If that's right, it's a complete deal breaker (the 1.49% FTF is bad enough).
Also, the website shows a graphic of the card with a chip, but as you mentioned there's no chip in the card, and no QuickPass as well.
If there's no monthly fee, I might load it with a few hundred dollars to hand off to travel partners who get stuck just as a back up, but otherwise it probably won't be that useful for me.
They got rid of the monthly fee, in fact one has never been charged since I got the card. Unfortunately the chip card I was sent is not contactless. A cool feature though is when used in Japan I’m not forced to take a minimum of 10,000JPY out of an ATM, I can take increments as low as 1,000.