FlyerTalk Forums - View Single Post - Best 4 personal cards to stay under 5/24
View Single Post
Old Aug 8, 2019, 10:20 pm
  #3  
bbriscoe34
 
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,014
Originally Posted by robchow
No sure what the best personal cards would be for you but maybe cards that offer extra multiplier on spending categories you use often while you wait in between the 24-month cycle? As an example: if you spend a lot on dining, get AMEX Gold (4x) or Citi Prestige (5x).

This is interesting - slow churn every 24 months on Chase cards. Being able to get signup bonus every 2 years is nothing to sneeze at especially in 2-player mode. As OP pointed out, 180K just from Chase Ink cards and if 2nd player does it, that is 360K. I am wondering what the opportunity cost to stay under 5/24 would be (i.e., giving up other cards' sign up bonus).
it’s really not that bad since I focus on Business cards that don’t count towards 5/24. In addition to the 3 Inks, we’ve done:
Chase United Biz
Citi AA Biz
Barclay Aviator Biz
US Bank Cash $500 bonus
BOA Cash $300 bonus
Chase Marriott Biz
all the AMEX Biz cards
Chase SWA
vectra bank $500 bonus

and soon I will do Wells Fargo $ 500 biz card
bbriscoe34 is offline