Originally Posted by
GetSetJetSet
No card (correct me if I'm wrong) will give you access to top tier clubs levels (RC, StR) without making the elite night requirements. You can't get it for free with a card, which is good. It would be worthless as a benefit if you could.
If you get the Marriott Luxury card and spend $75K, you earn Platinum elite status. That gives you lounge access (at all but RC and other rare exceptions) and breakfast benefits (depends on brand). That also gets you suite upgrade possibilities at most brands (but not RC or Edition).
If you get the World of Hyatt card and spend $140K, you earn Hyatt Globalist status. That gives you lounge access and breakfast benefits, as well as suite upgrade possibilities at almost all properties.