Originally Posted by
Eujeanie
Was the AU a family member? Even though my husband and I each have cards where we are the other's AU, I'm the one who does most of the shopping/buying/travel reservations so most charges are in my name, now I'm wondering if I need to be concerned?
This is not normally a problem for spouses using the same Amex accounts that are paid on time without issue. If there is an Amex concern related to AU spend and account use, Amex seems way more likely to demand a financial review than to close an account. At least that’s the experience for my family where an AU on an account can be doing the vast majority of the spend on the account while the primary account holder barely uses the card themselves for purchases.