Hi WestCoastPDX - I did get rid of the AU when I heard about the FR. In the last 3 years, I personally disputed a $150 charge but lost and didn't fight it again. The AU puts about 20-25K a month on the card for personal uses. Once they disputed a good amount of charges, I spoke with Amex and they recommended that I remove them so I did.
I also, didn't see your other response...