Originally Posted by
tmiw
Yeah, UnionPay cards (at least when swiped) can be run as debit in the US, which would make this card a viable option for Costco and Arco. I didn't see anything specific at first glance on ICBC's site as to whether debit purchases with cash back would count as a cash advance, however (or would even be approved in the first place).
In-person US testing (July 2019):
FAILS:
Costco - No longer works as a debit card here. I inserted, received error, then swiped, which then said the insert, and thus a vicious cycle. I repeated 2-3 times before and after items were rung up with no success. My guess is that the compatibility changed when they updated the terminals and fully implemented EMV chip & contactless in 2018.
SUCCESS:
McDonalds - Accepted as Chip card on Discover network according to receipt