Just a quick question for people who have the BoA relationship: If I have both the Premium/Cash and want to add another cash (to add another rotating 5.25% quarterly category) should i apply for the Travel card (to keep the 2.625% on everywhere) and then product change the Premium to a second Cash to now give my two Cash's and one Travel card. Keeps the 2.625% everywhere (Travel) and two cards with a rotating category quarterly. I now would get rid of the Premium annual fee and keep the same benefits. I'm trying to see any downsides as Iw ant 5.25% on two categories, online shopping and dining. I will not be exceeding the quarterly amounts for the two cash's.
ETA - I see the Travel card doesn't let you redeem for straight cash back. I'll have to look into applying for a second Cash card.
Last edited by DeltaNeutral28; Jul 8, 2019 at 8:46 am