As my Chase Ink Plus (business) and Sapphire Preferred (personal) offer a sufficient level of coverage for now, AF for my Prestige card is due again in January, plan is to wait for the next shoe to drop:
See what further "enhancements" Citi rolls out
If Chase will join the race to the bottom, also eliminate travel protections
AMEX decides to up its game
I've been burned by WF, not jumping back on their bandwagon, heard too many Capital1 CS issues to consider them.

As stated in my original post above: the original Prestige benefits were indeed too good to be true, convinced many of us to pay the high AF. At this point, much of the benefit of high AF cards to me now involves trading dollars (4th night free, airline reimbursement), I will likely continue to hold the Citi AA Exec card for Admiral's Club access, otherwise bail on high AF cards.