I have recovered a little over $1K with the price rewind over the past 3 years and have used the travel disruption insurance a few times without a hitch. Pretty much paid the annual fees. Like getting AC for free. This is a big devaluation for me. After 4MM, 15 years as EP and 5 as CK with AA, I fell to LT PLAT last year a few years after retirement. I have been flying UA more than AA recently since I usually buy P fares where UA consistently beats AA where I fly, sometimes by hundreds of dollars, and PLAT does not really add anything to the equation. I have the UA Explorer card and was considering upgrading to the Club card since I spend more time in ORD Terminal 1 than Terminal 3 these days, and dropping the AA World Elite Exec card. I have been using the AA card for UA purchases solely due to the better travel disruption benefits with the AA card. If Chase does not follow Citi in dropping all of their similar benefits altogether, the decision has been made easy. I'll keep the Costco card since it does still have some valuable benefits.