Also, since you appear to be an AARP member (Chase AARP credit card), be sure to price your rental with Avis and Budget using the AARP rental codes, along with any applicable coupon offers (check the "Deals" or "Offers" page at avis.com and at budget.com).

Using the AARP code at participating Avis/Budget locations in the U.S. gets you certain benefits, like primary 25/50/10 third-party liability coverage, and a cap of $5,000 for rental car loss/damage. It also gives you one free additional driver, and a one-class upgrade (subject to availability).