@
AZflippinbro,
The sudden jump on ACH either in frequency or in aggregated amount, from a new vendor (i.e. no history of the source in the past and the vendor is not verifiable thru D&B etc, with sudden high frequency / amount) is what causes you the trouble.
Bank side shuts you down first that almost inevitably would shut down the card side, GC purchase or not really is just after thought guess.
Once again, people need to realize that Chase is compliance paranoid. Anything on the bank side that remotely looks like AML, regardless it is a personal or business account would trigger manual review to determine the risk level. If Chase values you, someone would call first to find out what the gist is before the axe is laid. At least that WAS how it was handled 3 years ago, even on personal checking account that started receiving regular ACHs.