Originally Posted by
RedSun
There are still not many MC CCs that can beat 1.5%. Citi DC is one. AmEx and Visa CCs are so limited.
Just wonder what MC CCs that you can recommend? Barclay Arrival?
It depends how you value airline miles and transferable points.
For example, if you value AA miles at
more than 1.5 cents per mile, then an AA card that earns 1 mile per dollar would beat 1.5%. And both Citi and Barclay issue AA personal and business cards as MCs.
Citi also issues TYP cards as MCs, and with a Prermier (or Prestige) TYP card points can be transferred to a dozenish airlines (mostly foreign ones) at 1:1.
Otherwise, it's signup bonuses (
if you would have trouble meeting the signup bonus minimum spend requirement in the allotted time without the Plastiq payment) that can most easily beat 1.5% or even 2.5%.